Skip to main content

Banking with State Bank of India (SBI)

By RK Rishikesh Sinha

We all have some sweet and sour relationship with banks. With banks offering many services, the complexities to understand and appreciate it has gone above the board. The simple looking saving account brings alongwith it a hell lot of activities for a customer that it sometimes become headache for them. And my association with SBI Bank, Guwahati University is one such. I opened my saving account a decade ago, today I fill the account has come under my complete electronic control. A great relief and yahoo moment!

The biggest problem that I encountered with the SBI bank, was to make ritualistic visit to the home branch every time I visit Guwahati for many simple change like -- change of address, nominee change, new ATM, mobile change, internet banking and mobile banking. This simple looking services being offered by the bank, and to avail them has brought unseen scar in my mind. And of course, it has enriched my approach and understanding about banks particularly SBI.

There were moments, when the clerk in the bank had asked me where to click in the banking software! There were also moments, when the clerk affirmed me that my internet banking is ready to work. But when I go home and try to explore internet banking, I find the clerk has played a ruse to clear his table from countless preying customers. There were days, when I was limited to mobile banking, but the transaction rights in the interent banking were not given by the bank.  I could see two mobile numbers occupying my saving account. One mobile number in which I was running mobile banking and getting updates, and another mobile number in the internet banking transaction page. These problems seem simple and easy, but with time and distance, they become complex.

In my years-long experience with SBI Bank. I came to know some facts that would help customers to have sound relationship with the bank.

First, don’t change your mobile number in the SBI bank records. Being one of the primary records in the bank, a change in it might bring problem in case you use mobile or internet banking.

Don’t just rely upon the clerk that they will do their job well. Double-check it. If possible check while you remain in the bank premise. Take your laptop and mobile. It might happen that the clerk responsible for internet and mobile banking is also learning with you at your valuable time and effort.

If you could access intenet banking, download and print forms that I found work better.

Read bank manuals. It helps you to do lot of things with yourself. At least you don’t have to waste your time and energy to generate MMID No. of your account by visiting your bank.

Nonetheless, I found the SBI bank website cool and clear. Its mobile interface is also I like the most.


Hope in the coming days, I will add more services of the bank to my kitty. 

Comments

Popular posts from this blog

Sri Sri Bhubaneshwar Sadhu Thakur

By Ranita Sinha, Kolkata Sri Sri Bhubaneshwar Thakur, the great saint of the Bishnupriya Manipuri Community was born on 26th October, 1871, in a remote village of Cachar district called Baropua in the state of Assam. He was born to a Xatriya Manipuri family. His father Sri Sanatan Pandit was a Sanskrit teacher and mother Srimati Malati Devi, a house wife. Sadhu Baba from his childhood was indifferent to all worldly happenings. He was engrossed in chanting the name of Lord Krishna. Along with other students of his age, Sadhu Baba started taking lessons of grammar and other spiritual literature from his father. At a very young age he lost his mother but he was brought up with utmost love and care by his step mother. At the age of eighteen, Sadhu baba lost his father, so, to continue his spiritual education under the guidance of Rajpandit Mineshwas Swarbabhwam Bhattacherjee, he went to Tripura. But within one year he made up his mind to visit all the holy places and as such he took permis

Assam Search Engine: Bisarok

Exclusive search engine on Assam Manash Pratim Gohain, TNN Jun 16, 2012, 01.46PM IST NEW DELHI: Assam got its own search engine ' Bisarok '. The search engine has been launched to get results exclusively on queries and information related to Assam. 'Bisarok', means 'to search' in Assamese language, has been launched and has been linked to various websites of the Government of Assam and departments, educational institutions and media. The search engine is likely to give a new online experience related to searches on Assam. Built on Google custom search engine, the search engine would be collating and building a database of web properties exclusively of the state in the North East region. 'Bisarok' has been developed by RK Rishikesh Sinha, who had earlier created a similar custom search engine ('Bisarei') on Bishnupriya Manipuri. According to Sinha, apart from Google there was no link to get results particularly on Assam. Any web entity related

A short history of the Bishnupriya Manipuri and their religio-cultural consciousness

Undoubtedly, the accurate period of the emergence or the development of religious consciousness of the Bishnupriya Manipuri is difficult to ascertain, but it is an old one that is undoubted, writes Rini Sinha , Guwahati . Religious beliefs are found virtually in every human society. Religious beliefs usually relates to the existence and worship of a deity or deities and divine involvement in the universe and human life. Religious knowledge according to religious practitioners may be gained from religious leaders, sacred texts or personal revelation. The development of religion has taken many forms in various cultural communities. The accurate period of emergence or development of religious consciousness of the Bishnupriya Manipuries is difficult to ascertain, but it is an old one that is undoubted. However, on the basis of the views of different scholars, pre-historic and historical remain whatsoever is available and from the logic of personal observations, we may put forward some view